Aasaan and Pareshaan Singh had unfortunately been in an accident and while Aasaan was recovering at home and binge watching movies, Pareshaan was worried sick on the financial burden he would face on making a claim! HDFC ERGO offers a completely hassle-free car insurance policy renewal process which allows you to renew the policy instantly. is clear and precise. Get Coverage against any bodily injury to third party or third party property. Home Insurance For Housing Society| Home Insurance for Television| Alternatively you can also mail us … One can avail 24*7 road side assistance CIN : U66010MH2007PLC177117. Thank you for making my car insurance purchase hassle-free. International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| Still wondering if you need car insurance? IRDAI Website, Read in Hindi: About Coronavirus Health Insurance|Health Insurance Hindi|Car Insurance Hindi|Two Wheeler Insurance in Hindi|Home Insurance in Hindi, Other Important links: HDFC Bank|HDFC Life| We repair minor accidental damages from dusk to dawn without any hassle. Travel Insurance For Senior Citizens| Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. It is an incentive for driving carefully and avoiding accidents. Model of my car -- HONDA BRIO Registration No. Why do I renew car insurance and is it necesary in India. HDFC ERGO Car Insurance Renewal. However, for owners of new cars, the duration of the first insurance policy must be at least 3 years. This is because the insurance rates differ based on the registration zone of the car. What could be more devastating than discovering one fine day that your car has been stolen or faced a total damage? We do not cover general wear and tear or depreciation in the value of your car. So, what can you do to get the entire amount? Opting for a Zero Depreciation cover with your insurance plan will help reduce your premium marginally. Although the premium amount may be higher than a third party insurance cover, it justifies the surplus coverage it offers. MOTOR INSURANCE UIN: IRDAN125P0005V01200203. Bike Insurance| Vehicle Insurance| With our 7400+ cashless garages pan India, worrying about. price of the vehicle. changes his vehicle, NCB can be transferred to the new car. HDFC ERGO is the finest insurance companies in India for Motor & Car Insurance. Customers can buy liability, marine, and property insurance products as well. We repair minor accidental damages from dusk to dawn without any hassle. This ‘deduction for This add on cover offers coverage for an equivalent car replacement and protects you against losses like car theft or total damage. The insurance policy has to be transferred from your name to the new owner. With our 7400+ cashless garages pan India help is never too far, our widespread network of cashless garages The zero-depreciation This cover not only protects your The stars might refuse to shine, but we will never refuse to repair! The IDEAS module uses advanced technology and analytics for instant damage We are here to offer you round-the-clock assistance to deal with any technical or mechanical breakdown issues of your car! Maximize your savings with discounts that may sound unbelievable. No Claim Bonus is valid upto 90 days from the previous policy expiry date. No.146. Motor Insurance:Private Car Insurance| Two Wheeler Insurance| in the middle of the night? It pays for the replacement or repair of all the child 14.What will happen when you sell your car? With overnight repair services and more than 7400+ network garages, you can be assured of help in event of any damage to your vehicle. Don’t worry, this add on cover not only protects your No Claim Bonus earned so far, but also takes it to the next NCB slab earning you a significant discount on your premium. Secure your journey of a thousand miles in just 3 minutes and get instant security for your car! It is recommended that you inform the insurer at the earliest. cash to fix your car is a thing of the past! CIN: U66030MH2007PLC177117. Once you enter your policy number and registered mobile number, an OTP will be sent to that number for verification. with his car insurance. If the car is fitted with devices that are approved by Automobile Research Association of India (ARAI), a discount on the Own Damage premium is allowed. It will require minimal paperwork. The period of intimation may be sometimes as short as two days. With zero depreciation, there are no depreciation cuts, and you get the entire amount in your hands ! International Travel Insurance, Home Insurance: Home Insurance For Tenants|Home Insurance For Owners| You can easily renew are your expired policy online type of car insurance policies - there is no inspection required and all you have to do is to login the details of your policy. insurer was anticipating. ; 2 View Policy Details; 3 Make Payments; Reference / Policy No. HDFC ERGO offers General Insurance Policies. Aasaan drank hot tea at home, Pareshaan was busy drying his tears. Be it the downpour of rains or the rushing flood waves, your vehicle's gearbox and the engine remains wrapped in the protective coverage of engine and gearbox protection cover! address and phone number, which can be done online. arranging for a mechanic etc. depreciation’ decides how much the policyholder pays from his/her pocket. in case of a claim due to physical damages to your car. Without this add-on, the insurer pays the compensation after deducting the depreciation amount which has to be borne by you. IDV,and then, the insured car is treated as a Constructive Total Loss claim. You can change your policy details online through our website hdfcergo.com. It is important that you know Nil Depreciation, also known as Zero Depreciation Cover, gives complete coverage without any depreciation. This cover offers 1 year coverage against damage to your own car along with a 3 year cover against damages It helps you understand the policy in a better way by and also advises upon what policies best suit your requirement. Metro cities Unless you have a Zero Depreciation cover, the insurer pays for the repair or replacement of car parts at a depreciated value. This cover only protects you against liabilities arising from damage, injury or loss to a third party person or property. The expired policy can be renewed online. You need to download HDFC ERGO Self Inspection application and upload the documents, once the documents are approved by HDFC ERGO, a payment link would be sent and you may make There is no decrease in the value of the asset with the passage of time. This cover helps you shield against financial losses arising due to damage to your own car. The multitude of awards received by us including the IAAA and ICRA ratings further speak about our trustworthiness, credibility and highest Overall experience with u is very excellent. It will require minimal paperwork. 9. It gives you coverage against natural calamities like earthquakes, cyclones, storms etc. claim paying abilities! But not all is bleak, the return to invoice add on is particularly helpful to recover financial losses when your car is damaged beyond Car Insurance Premium Calculator, Health Insurance: Individual Health Insurance|Family Health Insurance| Where you reside and park your car is also a factor that affects your car insurance premium. Car insurance plan can easily be renewed online, thereby saving you time and effort. HDFC ERGO Private Car Plan: Compare HDFC ERGO Private Car Insurance Plan benefits, details & key features. Relax and keep track of your claim status through the claim tracker. Bonus accumulated in your policy to your name which can be used for your new vehicle. Customer Happiness Center / Policy Issuing Address: D-301, 3rd Floor, Eastern Business District (Magnet Mall), LBS Marg, Bhandup (West), Mumbai - 400 078. S.Gopala Krishnan, Customer Reviews: Health Insurance|2 Wheeler Insurance| precise. As per the Motor Vehicles Act 2019, the fine for driving without insurance is Rs 2,000 and/or imprisonment of up to 3 months for the first time. Disclaimer ... www.hdfcergo.com Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. Continue the good work. However Apart from a discount on your insurance premium, your insurer is most likely to offer additional benefits when you renew the policy. No, it will not be covered, because the information on your insurance policy must match the details of the car when making a claim. It provides a wide range of motor, health, and travel insurance products. 10,000. For more details on the risk factors, terms and conditions, please read the sales brochure/ prospectus before concluding the sale. It allows you to bridge my:health Women Suraksha Critical Illness Comprehensive Plan| Travel Insurance for Malaysia| Travel Insurance for Singapore|Travel Insurance for Thailand| Travel Insurance for Bali|Travel Insurance For Canada|Travel Insurance for Dubai| my:health Suraksha Silver|my:health Suraksha Silver with ECB&Rebound| Well, then the stand alone own damage cover is the perfect missing piece in the jigsaw. vehicle), product type required (comprehensive/liability), and if you wish to opt for any add on covers. Yes. They pay a higher premium than experienced older drivers with safe driving habits. Contributor Posts: 37. The claim settlement process was smooth and only reiterated the fact that HDFC ERGO’s services are excellent. under license. S.Gopala Krishnan, Customer Reviews: Health Insurance|2 Wheeler Insurance| HDFC ERGO’s Overnight repair service is here to save the day! The engine protect cover becomes crucial to safeguard this vital part of your car from prospective damages and the resultant repair costs that can be steep. The type of plans available include third party liability, comprehensive insurance policy and own damage insurance plan. In case of job change, just inform the insurer so that the details are updated. It is a mandatory legal requirement for all Car drivers to have a Car insurance policy at all times. However, at the time of making a claim, the compensation amount will be less and you may have Pay additional premium to purchase this add-on. If you want to make any changes to your existing policy, it can be done through an endorsement. Senior Citizen Health Insurance If you add an additional layer of protection, it will lower the risk for the insurer in case of a theft, and so, you will be rewarded with a discount. Secure yourself & your assets! Experts recommend that instead of higher or lower IDV, you go for the right IDV. Then one day when the rain gods unleashed their fury both their cars got submerged in water and while Home Insurance For Housing Society| Home Insurance for Television| Liability Only Insurance| Commercial Vehicles Insurance| The emergency assistance cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre CIN : U66010MH2007PLC177117. Travel Insurance for Malaysia| Travel Insurance for Singapore|Travel Insurance for Thailand| It will require minimal paperwork. It is crucial to renew your car insurance before its expiry date as it can leave you vulnerable to risks on the road and hefty fines, leaving you with a lighter wallet. be sent. Renew vehicle insurance policy anytime anywhere. In this case, you can opt for a top-up plan to get coverage for the new accessories. And what Damage due to natural calamities – Earthquake, cyclone, floods etc. Isn’t that great? Love your car dearly? Despite the COVID 19 situation and offices being closed which caused a little delay, my experience was Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. a customer-first approach and will help customers have a hassle-free motor claim experience. repair. #1.5 Crore+ Active Customers upto Sept - 2020 © HDFC ERGO General Insurance Company Limited. detection as well as the calculation of the claims estimate for faster motor claims settlement. |Health Insurance Renewal| hassle-free and I will continue to be a customer of HDFC ERGO in future too. We won't let a fire or an explosion burn your finances to ashes, be rest assured your car is covered. existing policy. Home Insurance for Jewellery|Home Insurance for Refrigerator| Home Insurance for Lighting| Home Insurance for Electronic Equipment| Home Insurance for Landslide| Home Insurance for Earthquake| Building Insurance| Property Insurance| Flood Insurance| Monsoon Insurance| Home Content Insurance| Theft Insurance, Other Insurance: Standard Fire&Special Perilis Insurance|Rural Insurance| discounts. Personal Accident|my:health Suraksha Silver Smart| How do I renew my car insurance policy? Over the years it has continually upgraded and changed itself to better cater to the needs of the target clients. After the payment is done, your policy will be renewed. You need to pay an additional premium to purchase this add-on. But don’t be disheartened, a zero-depreciation add on cover will be savior in such a scenario. UID: MI-D2960. So, once you pay that, the balance amount of Rs. You can easily find out the premium amount for your car and its fuel type while buying car insurance online. In the event of any damage, the entire claim amount CIN : U66030MH2007PLC177117. When a policyholder doesn’t make any claims during the policy period, he/she is rewarded with a No Claim Bonus (NCB). More expensive cars with a higher engine capacity (exceeding 1500cc), like luxury sedans and SUVs, will have higher premiums, while base car models with lower engine capacity (below With 24X7 emergency assistance services like refueling, tyre change, towing, lost key assistance, You just need to keep handy details such as the date of registration, manufacturer, model, registration city, the sum insured (value of the All you need to do is Click Here and give details of your expiring policy online, go through the details of the new policy, and make an instant online payment through multiple secured payment options. No hefty fines levied if valid policy in place. In any case, you need to update your contact details i.e. Take it easy while your claim is approved and settled with the network garage! It will require minimal paperwork. Hiccup in the journey? 13.What are the benefits of buying car insurance online? Still, confused if your car really needs it? Then the cover for brand new cars is the answer to all your car insurance queries. Renew Your Health Insurance Policy. Travel Insurance for USA|Travel Insurance for UAE| Travel Insurance for UK| We make sure that your claim experience is hassle free and swift. Two Wheeler Insurance Comparison| models. We cover damages to a third party property or injuries sustained by a third party person through our third party insurance feature. Personal Accident|my:health Suraksha Silver Smart| The different types of car insurance plans are: If you didn’t make a claim during the policy period, you get No Claim Bonus. The fast track claim settlement and fabulous claims team ensured my claim was settled quickly and easily. Private Car Insurance| Critical Illness|Travel Insurance| it by morning at your. CIN: U66030MH2007PLC177117. Why do I need to insure my vehicle? Not renewing your insurance plan can prove to be a costly mistake, in a scenario where you meet with an accident and are not I find that the service is excellent and the representatives are very friendly, efficient and courteous. These Both the make and model of your vehicle influence the cost of your insurance premium. HDFC ERGO General Insurance Company Limited is an alliance between HDFC Ltd. and ERGO International AG.ERGO is a part of Munich Re Group, a Germany based company with 49% holdings in the partnership and HDFC (The Housing Development Finance Corporation) on the other hand enjoys a majority of 51% of the holdings. car less susceptible to theft and accidents hence reducing the premium amount. The documents needed are Duly signed claim form, Valid RC Copy, Valid Driving License in case of theft you also need Police Copy, FIR Copy and Proof of Bill, Release and Cash Reciept. But just caring for engine is not enough, it needs ample protection too, the engine getting damaged due to any reason can spell big spends Both Aasaan and Pareshaan Singh were responsible drivers who diligently followed all traffic rules. ¯Over-night motor repair service for minor damages made available to HDFC Ergo Policyholders, subject to extent of damage, bandwidth of the motor garages empanelled especially for the services in selected 16 cities and this need not deter newbie drivers from driving or insuring their vehicle, there are ways to bring down the premium. Renew your Car for 1 year. And to get more clarity on the premium amount while renewing will be your friend in need. To know someone has your back even Keep calm, we cover damages your car sustains in an accident. Medisure Classic/Medisure Super top up pre policy checkup status| You can visit HDFC ERGO website or any of the third-party insurance websites and renew your insurance policy. Downtime Protection Is Here! You need to get one certified by the Automotive Research Association of India (ARAI) if you wish to avail the anti-theft discount To add to this our 24x7 roadside assistance ensures help is just a phone call away, and your car is taken care of anywhere anytime. However, the policyholder can claim until the consolidated claim amount reaches up to the Insured Declared Value (IDV) of the car. product type required (comprehensive/liability), and if you wish to opt for any add on covers. Visit the official website of the insurance company and select the option to download an e-copy of your policy. The HDFC representative was efficient with his work and my work was done swiftly. HDFC ERGO Car Insurance Renewal Procedure. Stranded in the middle of nowhere? With option of online renewal for insurance plans A car’s value starts spiraling south as soon as it exits the showroom. Your car engine is the heart of your car and it is crucial to take utmost care of it. The value of the car and its partsbecomes lower as the years go by. minor repairs instead of making a claim and losing that NCB, which by the way, only increases with every passing year. Casualty Insurance| Group Insurance| Select your policy cover* (In case we are not able to auto fetch your vehicle details,we will need just a few details of your vehicle - Make,model, variant, registration year and registration city), Provide your previous policy details and No claim bonus (NCB) status. Personal Accident Insurance, Others: Insurance FAQs|Glossary|Travel Media Assist| Get cover for your vehicles against accident damage, personal injury and third-party liability. Two Wheeler Insurance Renewal| Car Insurance Renewal| Bike Insurance Renewal| You just need to keep handy details such as the date of registration, manufacturer, model, registration city, the sum insured (value of the vehicle), Every year the value of a car depreciates but with zero depreciation cover, there are no depreciation cuts even when you make a claim, and you get the entire amount in your hands. With our dedicated in-house claims team and customer support, we ensure every query is responded . Personal Accident|Home Insurance|Student Suraksha, Downloads: Brochure|Prospectus|Proposal Form|Policy Wording| . Company). The reward for not making a claim during the policy period can be easily transferred from one insurer to another, if the policyholder decides to buy insurance from another insurance company. Car insurance is dearer for teen and young drivers. 1 Enter Policy No. Best service provided.. HDB Financial Services|HDFC Pension. need a costlier repair. 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