This includes room rent, doctor’s consultation charges, surgery, etc. In the case of a medical emergency, you can choose which plan you want to use to cover your medical expenses. They provide protection from numerous medical expenses and offer comprehensive coverage. Exclusions under the IFFCO Tokio Corona Rakshak health insurance There are certain exclusions that apply to claims filed under Corona Rakshak Policy. It could be your favourite spot on the couch, in-between meetings at the office or even while you are travelling. When you are satisfied with the coverage, you can proceed to the payment process. However, with a valid policy, you can keep your assets in place and your medical cover expenses with ease! Based on the information you provide, we will offer you instant medical insurance quotes. for class A cities and 2.5% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2 % of S.I. The policy pays you a lump sum amount if you are diagnosed with a critical illness. Our website has a secured payment gateway. IFFCO Tokio has a good number of more than 5,000 network hospitals where you can avail cashless treatment without having to worry about managing funds at the time of emergency. As such, when you purchase a policy from IFFCO-Tokio General Insurance Pvt. In comparison, buying health insurance online will only take you a few moments. for sum insured options ranging between Rs. A... To me, the Whatsapp chat availability on InsuranceDekho is one of the best features. You can buy medical insurance online in 3 easy steps and get coverage in a matter of minutes. Foul Smell, a New Symptom Among Long Covid Patient... 22 Passengers On UK-India Flights Found Covid-19 P... Chlorhexidine Mouthwash Can Kill Covid-19 Virus: S... Health Insurance Companies Cannot Reject Claims Af... Insurance Companies To Offer COVID-19 Specific Ins... ICMR Study Finds Covid-19 Antibodies in 72% Blood ... Central Government Announces ‘Co-WIN’ App for Covi... How to File a Claim with Star Health Insurance? Click on the  ‘View Quotes’ button. Features: Policyholders (up to 60 years of age) do not need to undergo any medical check-up to buy the policy. for class A cities and 1.50% of sum insured for other cities, S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 1% of S.I. Daily allowance: An additional daily allowance amount equivalent to 0.15% (one seventh of a percent) of the sum insured per day, up to a maximum of Rs. The advantage of buying two medical insurance plans is that, if the sum insured of one plan is exhausted, you can turn to the other to cover the remaining costs. IFFCO Tokio Health Insurance through its all-embracing health insurance plans facilitates customers to bear the huge expenses at the time of unexpected serious illness or injury. After this, you can make the payment and the policy will be yours. Take the rate of inflation into consideration when choosing the coverage of your plan. Step 3: Pick your renewal quote.Step 4: Pay online via your preferred mode of payment. Health insurance policy renewal is important as it lets you avail benefits under your existing health insurance policy. A good medical insurance policy will take care of your medical bills, allowing you to take care of your health. IFFCO Tokio health insurance policy ensures that you are free from the pressure of bearing hospitalization costs. Quick and hassle free services. For example, if a major illness runs in the family, you could include the critical illness add-on to provide extra protection from such medical conditions. READ MORE, Swasthya Raksha Bima is an affordable medical insurance plan. The Individual Health Insurance Plans & Family Health insurance plans are not just all inclusive but Comprehensive also to cover both Individual as well the group of Family members. 2 lakh to Rs. 755 1196 989 Mon to Sun 10:00 AM to 7:00 PM. Features & Benefits of IFFCO Tokio Health Insurance. Available for a policy term of one year, the policy is available with sum insured options ranging between Rs. Renew your IFFCO-Tokio Motor Insurance policy with ease. You are not restricted to office hours either – our website is available to you 24 by 7 and 365 days in the year. Also, you are required to quote your policy certificate number while intimating. I definitely recommend checking IFFCO-Tokio. / 1.5% of S.I (depending on the plan variant). I wanted to avail the benefits of cashless mediclaim. IFFCO Tokio health insurance is a good option as it has been reviewed by many people. 3. Documents Required For IFFCO Tokio Health Insurance Claim Settlement. 150 per day / Rs 250 per day (depening on plan variant), 12 Diseases covered upto 50% of Sum Insured, Spouse and dependent parent and children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together, You, your spouse, dependent children, brother, sister, brother-in-law, sister-in-law, nephew, niece or any other relation who is dependent or relatives living together with you and dependent parents on individual sum insured basis, Members of the family consisting of you, your spouse and dependent children up to the age of 23 years. To cater to all medical requirements of its policyholders, the health insurance company offers a vast range of well-crafted policies. At IFFCO-Tokio General Insurance Pvt. National Insurance . To understand the tax benefits in detail, see the table below: Deduction under Section 80D of the Income Tax Act, When the policyholder as well as parents are less than 60 years of age, When the policyholder and family members are aged below 60 years with parents aged above 60 years, When the policyholder, family members, and parents are aged above 60 years. The trip from your home to our office could take hours, especially if there’s traffic! All in all, the insurer fulfils varied needs from different sections of the society with its specialised products. This insurance helps you cover up the heavy medical bills in case of a sudden emergency. IFFCO Tokio General Insurance, incorporated on 4th December 2000, is a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates and Tokio Marine and Nichido Fire Group. When you choose IFFCO-Tokio, you get award-winning protection that comes bundled with the following benefits: 5000+ Network Hospitals where the insured can avail cashless settlement of claims. A plan that puts undue strain on your finances is not ideal. When it comes to health insurance, IFFCO Tokio health insurance is one of the renowned names in the market. You are more than welcome to visit one of our branches to purchase a medical insurance policy. Opt for a higher sum insured if you live in a metro city as medical expenses tend to be higher. That’s why we also offer a range of add-ons and customizable cover options. You can use a top-up health insurance plan to supplement your primary health insurance plan. READ MORE, Coverage for vector-borne diseases. 5 lakh in multiples of Rs. IFFCO Tokio Swasthya Kavach Family Health is a family floater health insurance plan that takes care of medical emergencies and ensures that the policyholder gets the best treatment and care without any financial hassles and compromises.. Ltd. you get coverage against numerous healthcare-related costs. To make a claim for reimbursement under your IFFCO Tokio health insurance plans, you will be required to follow the steps given below: Step 1:  Intimate IFFCO Tokio General Insurance Intimate IFFCO Tokio General Insurance by calling them in the toll-free number 1800 103 5499 immediately on admission. IFFCO Tokio General Insurance offers you a top-up plan named Health Protector Plus. Cashless claims can be made at the network hospitals while reimbursement claims can be made at the non-network hospitals. Claim Process at IFFCO Tokio Health Insurance… READ MORE, Buy the right personal accident policy. Along with this, we also cover dental, optical & physio on conditional basis. Health Insurance. IFFCO Tokio Health Insurance FAQs If I purchase a health plan with IFFCO Tokio, will I get any tax benefit? You can be covered under this plan if you are aged between 18 years and 65 years. At IFFCO-Tokio General Insurance Pvt. Without due diligence, you could end up over or underinsured, causing you to either fall short of coverage in a critical situation or pay for coverage you will never end up using! READ MORE, Complete cover for your family. Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961. And, we’ll even reward you for staying healthy! 5 lakh in multiples of 50,000. The whole process of taking the health insurance policy is very nice and they explained each and every things in detailed. Upon completion of your treatment, the hospital will file for a claim with us, and we will settle the bill directly with the hospital. Additional Cover for IFFCO Tokio Family Health Protector Health Insurance . The first benefit, of course, is that you are protected from the financial impact of medical emergencies. The offers you many benefits such as cover for daycare surgeries, organ transplant cost, in-patient hospitalisation expenses, and vitamins and tonics consistent with the illness. You may even write to us at customersupport@insurancedekho.com in case of any doubt or query. https://www.bankbazaar.com/insurance/iffco-tokio-health-insurance.html This is another common exclusion under most medical insurance plans. You can also customize both plans in a way that they complement each other and provide you with wholesome coverage from medical emergencies. Coverage for Pre Hospitalization & Post Hospitalization Medical Expenses. READ MORE, The smart way to protect yourself from financial risks. Our medical insurance plans cover hospital bills and all the expenses you might encounter before and after hospitalization. With an incurred claims ratio in Health of 102.00%, they also covered 220.15 lac lives during the same year 2018-19, as per the data provided by IRDAI. IFFCO Tokio Individual Health Protector Policy - IFFCO Tokio Individual Health Protector Policy offers health insurance coverage to both you and your dependents under a single insurance cover on an individual sum insured basis. Step 5: Select the age of your family members. 1.5 lakh to Rs. An IFFCO Tokio Health Insurance policy that covers seven vector-borne diseases. Each and every one of us should have a valid policy at all times! A comprehensive health plan for individuals. Here you will have to tell us about yourself & your coverage needs. Find a health insurance plan that's right for you! Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc. Health insurance has to be renewed after every policy term. There is no maximum limit for claims to be made. Pre-planned procedures such as tonsillectomy, cataract, lithotripsy, and so on are covered by your policy. Our medical insurance plans also cover the various tests & x-ray that may be required during your treatment. Reach us for help anytime. IFFCO Tokio General Insurance Company is committed to delivering you peace of mind through its various comprehensive health insurance solutions that can be purchased on an individual as well as a floater basis thereby covering many relationships. Available on a family floater or individual sum insured basis, Health Protector Plus helps one secure high coverage at a low premium amount. IFFCO Tokio Family Health Protector Policy Overview. for class A cities and 2.0% of sum insured for other cities, S.I of 7 Lacs and above : Covered up to actuals S.I below 7 Lacs: Up to 3.0% of S.I. support@insurancedekho.com. Click on the ‘Search’ button. A waiting period of 30 days is applicable starting from the date of policy issuance. Read further to know the process for both. However, you must remember that our policy will allow you an insurance claim only if your treatment is done by a registered medical practitioner. Lorem ipsum dolor sit amet, consectetur adipiscing elit. You can also add dependent children under this plan. The policy pays you a lump sum amount on diagnosis of vector-borne diseases. from your own pocket. Your health insurance plan will stop from the date of policy cancellation. Yes, buying health insurance online is extremely safe. / 2.5% of S.I (depending on the plan variant)s. S.I of 3 Lacs and above : Covered up to actuals (depending on plan variant) S.I below 3 Lacs: Up to 2.5% of S.I. The processes are as follow: Follow a few easy steps to buy IFFCO Tokio health insurance plans online from InsuranceDekho:Step 1: Visit insurancedekho.com and click on the ‘health’ tab. IFFCO-Tokio is the only insurance company that had health insurance plans with best, substantial and useful benefits. Digitally signed policy document: Policies can be bought at the click of a button online and can be issued in a quick span of time using digital signatures. Not covered: This plan does not have co-pay option. Yourself, wedded spouse, parents, parents-in-law, dependent children between the age 3 months to 25 years. We settled a total of 8.61 lakh claims in FY2019 and have a claim settlement ratio of 92.65%. You could also expect to pay a higher premium if you consume nicotine and/or alcohol. Because getting quality care en route to the hospital can be critical and expensive too! You can be covered under this policy if you are aged between 18 years and 65 years. You can be covered under this policy if aged between 18 years and 65 years. Coverage for Room Rent Expenses including hospital registration, service charges, etc. Some of the reasons to choose IFFCO Tokio Health Insurance are listed below: IFFCO Tokio health insurance plans offer you the following benefits: Claim Settlement Ratio is referred to the ratio of claims settled against the total number of claims admitted by an insurer. As per Section 80D of the Indian Income Tax Act, the premium paid towards medical insurance plan can be used to claim deductions on your taxable income. A Comprehensive Guide on Health Insurance Portabil... All About Health Insurance For TB Patients. Click ‘Continue’. You will receive a One Time Password on the entered mobile number. IFFCO Tokio Swasthya Kavach Policy. These health insurance plans cover the insured against medical expenses such as doctor fees, hospitalisation expenses, medicines, and other relevant care procedures. You can also choose add-ons and customer the coverage of your plan. National Parivar Mediclaim Family Floater 1 to 10 Lakh. Without a medical insurance plan, you could be forced to tap into your savings or prematurely liquidate your investments to cover medical bills. It ensures you have continuous protection against the medical emergencies & rising cost of healthcare today. Ltd. you can enjoy. All in all, the insurer fulfils varied needs from different sections of the society with its specialised products. Add-ons help widen the coverage of your medical insurance policy. Our plans cover expenses before and after your hospitalization. proceed. 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